Citizens of the European Union residing in the Czech Republic are not obliged to take out alien insurance, but we highly recommend it. EU citizens without commercial insurance are only entitled to basic medical treatment in acute cases and only in state-run facilities. Without insurance, they have to pay for preventive check-ups and additional examinations as self-payers and can then apply for reimbursement from their home insurance company if they meet the conditions (prior approval from the insurance company for the procedure or treatment they are entitled to in their home country).

Employees of companies with a permanent seat in the Czech Republic do not need special health insurance for foreigners – in this case they obtain insurance under the health insurance supplement. Foreigners with permanent residence in the Czech Republic who are registered in the health insurance system for citizens of the Czech Republic also do not need to take out commercial insurance.

You can view clearly sorted insurance quotes from our insurance calculator for foreigners online from anywhere. You can then arrange your chosen product in a few minutes. Premiums are usually paid in full at the time of arrangement, but the insurance is valid immediately after payment – with us you get the best price.

The resulting premium is calculated on the basis of both personal data and scope of services. The price of insurance is influenced by:

– age of the insured (seniors and children have higher premiums),
– number of insured persons,
– the insured’s state of health,
– type of product (only necessary care is cheaper),
– territorial scope (you can choose: valid only in the Czech Republic, in the Czech Republic and the Schengen area, in the Czech Republic and transit countries),
– duration of insurance.

You enter basic information about yourself, the purpose of your trip and the desired time and area validity into the calculator.
The calculator will show you the best offers from which you can easily choose.
Immediately after payment, we will send you all the documents by e-mail (we can also send them by registered mail).
Your policy is valid immediately after payment.

Only citizens of the Czech Republic, persons with permanent residence in the territory of the Czech Republic or persons whose employer pays for this insurance are entitled to the so-called blue card or public health insurance card.

When you take out health insurance, you will receive a list of the contracted facilities that the insurance company works with and where you can go. At these facilities, all you need to do is present your insurance card and all care will be provided free of charge, depending on your type of health insurance. Should you go to a different facility than the one listed, you will pay for the care and medical services yourself and then send the supporting documents and receipts to the insurance company for review and reimbursement. We always recommend that you contact the insurance company’s help desk prior to seeing a doctor to find out if the insurance company works with that doctor.

Your insurance company’s assistance service should be available 24 hours a day. The helpdesk operators speak several languages and are available to help you in situations involving contracted medical facilities and services covered by your insurance company. We advise you to resolve any problems or misunderstandings with doctors through them. They can also recommend a contract doctor near you and refer you to them free of charge.

Once you have entered the necessary details into the policy and paid the premium, you will receive a receipt from the insurance company, the insurance policy, the insurance policy, the list of contracted facilities and the policy conditions. These documents will automatically arrive in your email, but you can also have them sent to you by post.

Arranging insurance online is completely safe and much faster than arranging it in a branch. You can fill out the contract yourself or have a trained operator help you with it. The contract is also checked by the operators before it is sent to avoid any mistakes. The contract is then automatically sent directly to the insurance company, so you don’t have to worry about your policy not being valid.

As far as payment is concerned, it is also done automatically on your side in the payment portal. In the payment portal interface, you enter the data required for the payment as well as an authorisation code, which you will receive from your bank via SMS. Neither the insurance company nor the operators have any access to your payment card details, they only see in the system whether the payment has arrived or not. With online payment, the transaction should take place within a few minutes, so your policy can be arranged within an hour.